Billions go unclaimed each year. Here’s how to find out if some of it belongs to you.
When most people hear the word grant, they either think of academic scholarships or big-money awards for scientific research. But did you know that thousands of grant programs exist for everyday Americans — many of which are severely underutilized?
At CaresVista, we believe financial aid shouldn’t be a secret. Below are seven powerful grant opportunities — many of them off the radar — that could make a real difference in your life or business. And the best part? They don’t have to be paid back.
If you’ve ever struggled with high heating or cooling bills, the Low-Income Home Energy Assistance Program (LIHEAP) may be your lifeline. This federal grant helps low-income households with energy costs, weatherization, and crisis energy needs (like a broken heater in the middle of winter).
What It Covers: Utility bills, furnace repair, insulation
Who’s Eligible: Income-qualified households, renters or homeowners
Apply Through: Your state’s energy assistance office
📌 Tip: Each state sets its own application deadlines — check early in the season.
If you’re a homeowner aged 62+ living in a rural area, you could qualify for up to $10,000 in grant money through the U.S. Department of Agriculture (USDA) to make critical home repairs.
What It Covers: Roof leaks, electrical issues, plumbing repairs
Who’s Eligible: Seniors, low-income, rural homeowners
Apply Through: Your local USDA Rural Development office
📌 Bonus: You can combine this with a USDA repair loan for larger projects.
Many adults assume they’re too old to qualify for student aid. Not true! Federal Pell Grants are available to first-time or returning students of any age — and can cover not just tuition, but also books and living expenses.
What It Covers: Tuition, fees, living costs
Who’s Eligible: Low-income students, including those over 25
Apply Through: FAFSA.gov
📌 Pell Grants don’t need to be repaid — even if you don’t complete your program.
If you receive SNAP benefits (food stamps), you may also qualify for SNAP Employment and Training (E&T) grants — which pay for job training, certifications, uniforms, and even transportation.
What It Covers: Vocational training, licensing, transportation
Who’s Eligible: SNAP recipients, unemployed or underemployed
Apply Through: Your state’s SNAP E&T coordinator
📌 Some states even cover tuition at community colleges under E&T.
Run by WomensNet, the Amber Grant awards $10,000 every month to women entrepreneurs and an additional $25,000 annual grant. There’s no complex business plan required — just a short application and a compelling story.
What It Covers: Start-up costs, marketing, product development
Who’s Eligible: Women entrepreneurs in the U.S.
Apply Through: AmberGrantsForWomen.com
📌 Past recipients include Etsy crafters, app developers, and bakery owners.
Many state and local governments offer individual artist grants that fund creatives — from visual artists to musicians, poets, and community performers. These are often funded by local arts councils and don’t require you to be a “famous” artist.
What It Covers: Supplies, project stipends, performances
Who’s Eligible: Emerging or working artists, freelancers, and creatives
Apply Through: State or municipal arts agencies
📌 Look out for “rapid response” grants for projects with community impact.
The Federal Home Loan Bank (FHLB) system offers first-time homebuyer grants — sometimes $5,000–$15,000 — through partnered lenders. These grants help with down payments and closing costs and are often underutilized by eligible buyers.
What It Covers: Down payment, closing costs
Who’s Eligible: First-time buyers, moderate-income households
Apply Through: Participating FHLB member banks and credit unions
📌 You must take a homebuyer education course to qualify — often free!
These are just a few of the many grant opportunities that exist — many still available right now in 2025. The biggest challenge is knowing where to look and how to apply.
At CaresVista.net, we make that easy. Our platform matches you with grants based on your location, income, age, and goals — all in a few clicks.
🚀 [Sign up today] to get personalized grant matches, deadline alerts, and insider application tips straight to your inbox.
Don’t leave money on the table — take your first step toward financial relief today.